Create a payment card

Create the durable Pending PaymentCard owned by the effective Account. Use the returned id with the link endpoint to launch Footprint; raw card numbers and CVC are never accepted. Idempotent via Idempotency-Key. Supply subject: { type: Payee, id } for a worker's payout card without a Wingspan login. Request the link token, display Footprint's hosted card form to the worker, then activate using accepted and consentVersion. The worker enters card details directly into Footprint. An active Payee debit card supports Payout only and cannot fund payments.

If externalId is supplied and already used by another resource of this type for the owning Account, the request returns 409 ResourceConflict; create is not an upsert. Use filter[externalId][eq] on the list endpoint to retrieve the existing resource.

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Creates a Pending Account-owned PaymentCard for the hosted Footprint linking flow. Use the returned id with the link and activate actions; raw PAN, CVC, and provider tokens are never accepted. To capture a worker's payout card without a Wingspan login, supply the Payee subject, request a link token, display Footprint's card form to the worker, and activate with accepted and consentVersion. The worker enters card details directly into Footprint; the payer never handles raw card numbers.

subject
object

Active Payee relationship owned by the effective Account. Omit for the Account's own card.

string
length ≤ 200
^(?!.*(?:^|[^0-9])(?:[0-9][^A-Za-z0-9]*){12,18}[0-9](?:$|[^0-9])).*$

Customer reconciliation identifier. Obvious PAN-shaped values, including punctuation- or whitespace-separated values, are rejected; submit all sensitive card data only through the hosted Footprint frame. Ordinary business identifiers remain valid.

metadata
object

Free-form key-value pairs. Max 50 keys; key length at most 40 characters; value length at most 500 characters. Where a list endpoint declares metadata filtering, it uses the QueryQL namespace via filter[metadata.{key}][eq]=value or filter[metadata.{key}][in][]=value. Endpoints that do not declare the dynamic Metadata filter do not support Metadata filtering.

Headers
string
required
length between 1 and 255
^[\x21-\x7e]{1,255}$

REQUIRED idempotency token for money-moving requests (e.g. transfers). The token is used by the API so a retry after a 5xx/timeout replays the original result instead of moving funds twice. Reuse the same key to retry safely; use a NEW key to issue a genuinely new transfer. Use 1-255 printable ASCII characters.

string
^(?:[A-Za-z0-9_.]{22}|[a-f0-9]{24})$

Select the Account for an Account-scoped operation. A direct ServiceAccount API key MUST supply this header, and the target must be within the ServiceAccount owner's or Authorization grant's Account boundary. A Person bearer may select an Account on which it has an active Stakeholder, and an Account session may select its bound Account (or a descendant only when the session explicitly includes descendants).

string
enum
Defaults to application/json

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