Resolve or create the Person for an unresolved natural-human Stakeholder and issue a scoped PersonInvite so the stakeholder can complete their own identity. No payer/payee link request is created. The invite link is emailed to the invitee only (suppress with shouldSendEmail: false); the URL is never returned to the caller — the registration magic link is not shared with the inviter. Resolving the Person activates any staged Role materialization, so only the Account's canonical principal may invoke this elevated operation. For an unbound entry whose address belongs to an Active Person, this operation always mails a per-entry acceptance token and returns credentialGrant: false, including when shouldSendEmail: false. The entry stays unbound and grants nothing until the Person accepts the token from their own signed-in session.
Requires a session with recent MFA step-up for HighRiskWriteAction. If step-up is missing or expired, this operation returns 403 StepUpMfaRequired; create and verify an MFA challenge at /v3/platform/mfa-challenges with requiredFor: "HighRiskWriteAction", then retry.
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